Working Without Insurance

By: Joe Gagnon Email
By: Joe Gagnon Email

People out of work are having a hard time paying for health insurance, but even folks with a job are getting squeezed by expensive premiums.
At the top of the list of those getting squeezed by private health insurance premiums are American workers.
While just about all retirees and nearly 90 percent of children have coverage, a study for the Robert Wood Johnson Foundation finds that nearly 1 in 5 workers is uninsured. That's significantly higher than in the 1990s.
The problem is cost, with premiums for employer plans rising six to eight times faster than wages.
A decade ago, eight states had 20 percent or more of their working age population uninsured, but today, that's the case in 14
states.
Of course, workers help pay the bill for others.
Payroll taxes support Medicare, which covers the elderly, while income taxes and other federal and state levies pay for covering the poor and children of low-income working parents.
Kristy Schmidt from the local Marillac Clinic says this story is all too common, "80% of our patients are working."
In this state alone, the amount of people going with out health insurance is inching it's way up to a million.
The state of Colorado is one of the worst in the country with uninsured workers.


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