WASHINGTON, D. C. (CNN) - With skyrocketing prices, many drivers are going out of their way to find a good deal on gas.

According to the National Association of Convenience Stores, a new survery finds that 29 percent of customers will drive 10 minutes out of their way to save 3 cents a gallon.

Jeff Lenard with the National Association of Convenience Stores says, the way you pay for gas is slightly to blame for the prices at the pump, and may be hurting your bank account more than you know.

Lenard says, "When gas prices go up, more people pay with plastic and that increases the fees. Retailers, he or she has to pass that on somehow, ultimately the customer pays the price.'

Lenard says gas stations get charged about 2 percent everytime a customer uses their credit or debit card to top off the tank.

At $3.50 per gallon, that's about 7 cents extra in credit card fees.

Paying for gas with your debit card can also leave your bank account in the red. Gas companies say when banks don't know the final amount of gas purchase, they put a hold on your bank account, freezing up more than you actually spent, sometimes for days.

Lenard says, "That 35 dollar fill up may be sitting in your account looking like a 75 dollar fill up and may cause you to overdraft."